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At
Kamal Autofinance we provide a variety of loans to
suit all your needs. Whether you seek to purchase a
vehicle, or purchase other assets like computers, or
fund your child’s education, or need working capital
for your business or just need extra money for your
personal expenses – we can cater to all of the said
needs and more.
Our focus has always been on providing easy terms to
the customer backed by good after-sales service. It is
small wonder then that most of our customers come back
to us for a second loan, enabling us to have an
extremely high customer retention rate.
Two wheeler loans
We have an extensive
portfolio of two-wheeler loans and have a variety of
attractive products that offer a combination of low
rates and easy terms of finance. Our basket of two
wheeler loan products has a diverse range of loans
that allow you to strike an ideal balance between the
rate of interest, the amount of finance and the term
of the loan. Currently, we are actively extending
credit facilities for the purchase of Bajaj, Honda,
Hero Honda, Suzuki and Yamaha motorcycles and
scooters. Recently, we have also launched finance
products for electric scooters.
Three wheeler loans – new and old vehicles
Our three wheeler lending
philosophy has always been to keep things simple and
steady. Accordingly, we have a simple three wheeler
loan product which focuses on keeping smaller monthly
installments so that repayments are easy for the
customer. We actively lend against both new and old
three wheelers.
Four wheeler loans – new and old vehicles
We actively finance the
purchase of new four vehicles, whether for personal or
commercial use and also extend re-finance against used
/ second hand vehicles. Once again, we are willing to
design customized loan products for the customer, as
we believe that the customer would be willing and able
to repay on time only if the repayment terms suit his
individual needs.
Working Capital Business loan
We extend working capital
support to small businesses in urban centers (Jaipur,
Jodhpur and Kota), which have been running for at
least three consecutive years. The loan is totally
non-asset backed and we do not require the customer to
pledge his property or anything of the sort. The rate
of interest is very competitive and calculated to
allow the business concerned to use the money
profitably.
Personal loan / cash loan
The personal loan is a
totally clean unsecured loan given for any and every
of your needs, without restrictions. Easy requirements
of documentation and quick sanction and disbursal
ensure that the personal loan remains one of our most
popular products.
Loans against property
Loans are also available
against mortgage of property. Once again, the loan may
be customized as per the needs of the individual
customer.
Educational loans
We provide credit
facilities for pursuing studies in India. The loan
requires proof of admission and the payment is made in
the name of the educational institution concerned. A
reasonable moratorium to allow the student to complete
the education may be built into the loan. |