At Kamal Autofinance Ltd., we offer a large bouquet of loans to choose from. The hallmark of our loans remains a simple and hassle free application process and our ability to understand and accommodate your needs. The core loan products are as follows

Two wheeler loans

Our three wheeler lending philosophy has always been to keep things simple and steady. Accordingly, we have a simple three wheeler loan product which focuses on keeping smaller monthly installments so that repayments are easy for the customer. We actively lend against both new and old three wheelers.

Personal loan / cash loan

We have an extensive portfolio of two-wheeler loans and have a variety of attractive products that offer a combination of low rates and easy terms of finance. Our basket of two wheeler loan products has a diverse range of loans that allow you to strike an ideal balance between the rate of interest, the amount of finance and the term of the loan. Currently, we are actively extending credit facilities for the purchase of Bajaj, Honda, Hero Honda, Suzuki and Yamaha motorcycles and scooters. Recently, we have also launched finance products for electric scooters.

Four wheeler loans – new and old vehicles

We actively finance the purchase of new four vehicles, whether for personal or commercial use and also extend re-finance against used / second hand vehicles. Once again, we are willing to design customized loan products for the customer, as we believe that the customer would be willing and able to repay on time only if the repayment terms suit his individual needs.

Working Capital Business loan

We extend working capital support to small businesses in urban centers (Jaipur, Jodhpur and Kota), which have been running for at least three consecutive years. The loan is totally non-asset backed and we do not require the customer to pledge his property or anything of the sort. The rate of interest is very competitive and calculated to allow the business concerned to use the money profitably.

Personal loan / cash loan

The personal loan is a totally clean unsecured loan given for any and every of your needs, without restrictions. Easy requirements of documentation and quick sanction and disbursal ensure that the personal loan remains one of our most popular products.

Loans against property

Loans are also available against mortgage of property. Once again, the loan may be customized as per the needs of the individual customer.

Educational loans

We provide credit facilities for pursuing studies in India. The loan requires proof of admission and the payment is made in the name of the educational institution concerned. A reasonable moratorium to allow the student to complete the education may be built into the loan.